How to Get a Loan
It’s quick, safe, and easy!
You’re just 3 easy steps from getting your Payday Select loan. All you need to apply is an
email address, checking account and a proven source of income.
1. Complete our easy online application
The Payday Select application is easy and secure. Just
provide us with information about yourself and your income and checking account, and you’re
ready to go! Depending on approval you’ll be qualified for up to a $500 payday loan.
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2. Receive the funds in your account tomorrow
Upon approval, your checking account will be electronically credited the next business day
for all applications completed by 5:00 PM CST. Posting funds to your account depends solely
on the efficiency of your bank or credit union, but typically happens on the next banking day.
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3. When your loan comes due, we have several flexible payment options
An email reminder will be sent to you 3 days before your payday loan is due.
You may choose to:
- Simply do nothing and we will Auto Pay your loan. On your due date, if we don’t
hear from you, we will automatically deduct a payment of 10% of the original loan amount
plus the finance charge due. This will be electronically debited from your checking
account on your due date unless alternate payment arrangements have been made. Each
payment will reduce your principal balance until paid in full.
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Or you can return to the Payday Select Site and Choose:
- Pay off the loan and finance charges completely
- Pay the loan finance charges and refinance the loan *
- Pay finance charges and part principal to refinance the loan
- Pay loan back early and receive prorated finance charges. For your convenience,
your payments will be electronically debited from your checking account.
Payday Select policy allows a maximum of four finance charge only payments.
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